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Pet insurance in New York is surprisingly affordable, and it helps to ensure that if the worst should happen, your furry friend can get the treatment they need.
Why Pet Insurance in New York is Important
In the picturesque state of New York, pets are an integral part of our families, providing boundless joy and companionship.
But, with 1 out of 3 pets needing emergency vet care in their lifetime, many pet parents live with constant stress, wondering if they can afford treatment should something happen. And that’s where pet insurance becomes crucial. Pet insurance in New York is surprisingly affordable and helps ensure your fur baby gets the care they need should an unexpected accident or illness occur.
How to Choose the Best Pet Insurance in New York
Vet bills are expensive, and 80% of pet parents say they could not afford a $5,000 vet bill if the worst happened. Having pet insurance in New York is the best way to protect your pet against injury, illness, and other emergencies. With some plans paying up to 90% of the vet bills, insuring your pet is one of the most important investments you can make.
But how do you choose a pet insurance policy that’s right for you? That’s where we come in. Pet Insurance Review is an unbiased source of information to help you make the best financial decision for your family. We compare prices from pet insurance providers across the state that have proven track records for quality coverage and a willingness to stand by pet parents when they need help.
But perhaps even more important, we have collected over 150,000 honest reviews of pet insurance providers from pet parents just like you. We use these reviews to rank the top companies in the marketplace. This makes it incredibly easy to find a reputable company with a proven track record of exceptional customer service.
| Rating | Provider | Total Review |
|---|---|---|
| 4.4 | AKC | 890 |
| 4.7 | ASPCA | 11,561 |
| 4.9 | Embrace | 15,003 |
| 4.9 | Fetch | 2,522 |
| 4.4 | Figo | 2,632 |
| 4.7 | Hartville | 164 |
| 4.9 | Healthy Paws | 7,511 |
| 4.9 | Lemonade | 804 |
| 3.2 | ManyPets | 2,285 |
| 4.6 | MetLife | 548 |
| 4.8 | Nationwide | 21,396 |
| 4.3 | Pet Assure | 12 |
| 4.7 | PetPartners | 112 |
| 4.5 | Pets Best | 7,229 |
| 4.3 | Pumpkin | 1,297 |
| 4.7 | Spot | 6,058 |
| 4.9 | Trupanion | 60,446 |
| 4.8 | Prudent Pet | 125 |
How Much is Pet Insurance in New York?
Cost of pet insurance coverage in New York will vary based on a few different factors. Your specific location and zip code definitely comes into play. Those pet parents residing in a big city in New York will likely pay more than those in a smaller, rural area.
The age of your pet will also impact your monthly premiums. Like older people, older pets tend to have more health issues that require more medical care. That’s why it’s always a good idea to enroll your fur baby when they are young and healthy as you’ll get the lowest rate possible.
And finally, your fur baby’s breed and species will also impact price. Dogs will usually cost a bit more than cats to insure, and certain breeds of dog with certain hereditary conditions may cost even more.
To give you a general idea of how much it costs to insure dogs and cats in New York, take a look at the following charts:
| Breed | Average Monthly Cost |
|---|---|
| Other Mixed Breed | $49.27 |
| Australian Cattle Dog | $41.49 |
| Shih Tzu | $22.18 |
| Pomeranian | $70.42 |
| Labradoodle | $109.42 |
| Golden Retriever | $155.24 |
| French Bulldog | $68.63 |
| American Bully | $65.61 |
| Yorkshire Terrier | $91.15 |
| Siberian Husky | $46.92 |
Data source date 60 days, cost based on user selected average
| Breed | Average Monthly Cost |
|---|---|
| Other Mixed Breed | $30.96 |
| American Shorthair | $28.18 |
| Ragdoll | $67.88 |
| Domestic Short Hair | $41.55 |
| Domestic Long Hair | $32.81 |
| Tabby | $46.20 |
| Norwegian Forest | $78.02 |
| Manx | $73.85 |
| Bombay | $21.83 |
| American Curl Shorthair | $23.39 |
Data source date 60 days, cost based on user selected average
The best pet insurance in New York really comes down to a policy you can comfortably afford with a provider who has a history of taking excellent care of their customers. We hope to help you find just that!
Our Pet Parents reviews
5
out of 5
AKC
Great experience!
Awesome experience at Modern Vet! Dr. Matt and staff were amazing! Thankful for great care by people who love what they do and do it well!
BY: Tiara Atkinson
POSTED: 07/21/2024
5
out of 5
ASPCA
Best decision I could have made!
ASPCA was the best choice I could have made for our family & our furry baby. The claims process has been seamless, the customer care exceptional & the security of knowing my baby is assisted for any health issues that arise is priceless. If you don't have pet insurance for your fur babies, GET IT!...
BY: Jennifer E
POSTED: 08/13/2024
5
out of 5
Embrace
Cancer and my Boxer
Embrace provided excellent coverage when my boxer was diagnosed with cancer of the jaw and had to have a jaw removal and then chemotherapy. This was the second boxer with cancer, and for the first one they paid out over $18K over two years which is a LOT to provide the excellent care required by ly...
BY: Linda Powell
POSTED: 06/13/2024
5
out of 5
Fetch
Fetch by the Dodo
I have had the Fetch insurance on my German Shepherd Dog since he was 3 months old Insurance is expensive but is well worth havingMy dog had surgery and ended up with an infection and Fetch paid a considerable amount of the bill which was $2,000.00.
BY: Lu-Ann Czapla
POSTED: 04/25/2024
5
out of 5
Figo
Happy with FIGO
I've been with FIGO for alsmost 9 years now, 8 German Shepherds. They've been a great company to do business with. Claim's are processed quickly. Price is fair even with the increases that they all do every year. Will never go without pet insurance.
BY: Dina Hall
POSTED: 02/22/2024
5
out of 5
Hartville
Strongly recommend
I strongly recommend Hartville pet insurance. First of all, read your policy and know what is covered and what isn’t, and then you won’t be disappointed and leaving poor reviews. That said, this insurance has been fantastic for me and my pets. I have had four dogs under policies and yes, it’s a big...
BY: Lisa Burns
POSTED: 12/22/2023
5
out of 5
Healthy Paws
Fantastic pet insurance!
I have now insured two dogs with Healthy Paws and feel this is a fantastic company. When my previous dog got sick, Healthy Paws checked in on her and was fantastic about covering all her medical needs. And again with my newest dog, Healthy Paws has been covering his disc issues without any issues....
BY: L S
POSTED: 08/07/2024
5
out of 5
Lemonade
Most positive experience during a Challenging time.
So glad I purchased pet insurance for my pup. I have owned a lot of dogs and this is the first time I have had pet insurance. My friend recommended lemonade and it was best decision I made. My dog and a traumatic eye injury. Filing the claims was super easy and stress free and payments were quick....
BY: Melanie Spencer
POSTED: 08/12/2024
5
out of 5
ManyPets
ManyPets Insurance
I have had excellent experiences with ManyPets! Their customer service is always outstanding and claims are settled in a very timely manner. I have 2 dogs covered by this company.
BY: Sharon Johnson
POSTED: 03/28/2024
5
out of 5
MetLife
Met Life has been Amazing- Totally recommend them
I have had Met life for both my sibling dogs for 8 years and have had 0 trouble with getting my claims paid. Total transparency. When I have called with questions they have been super friendly and always explained things in a manner I totally understood and was ok with as per my policy that I picked...
BY: Tracey Farrell
POSTED: 08/08/2024
5
out of 5
Nationwide
Medical for dogs
Vet bills can be quite pricey n you don’t realized the benefits of pet insurance until your pet needs care It’s helps with the burden of the expense
BY: Joann Reynolds
POSTED: 08/02/2024
5
out of 5
Pet Assure
Fast and Easy
Impressed with the ease of submitting my claim. Customer service was very helpful guiding me through the claim steps! Highly recommended
BY: Jazz Miller
POSTED: 01/19/2023
5
out of 5
PetPartners
Arshy Torres
Excelente!!!
BY: Tilka Torres
POSTED: 09/22/2021
5
out of 5
Pets Best
Pets Best
Overall they are great.
BY: Linda Beddow
POSTED: 07/31/2024
5
out of 5
Pumpkin
Covered dog's emergency visit and TPLO surgery due to injury/CCL tear
We are lucky we signed up for pumpkin. We talked about it for a while and never did and then decided to right before a trip and an annual checkup with the vet. That week, our dog went to jump on the bed and tore her right CCL and needed TPLO. Had to send pumpkin a million documents from her vet visi...
BY: Kortney Babington
POSTED: 12/11/2023
5
out of 5
Spot
Bivvy Insurance
This review is for Bivvy. They had the best prices, fastest turnaround, helpful on--line or on phone. So easy and quick filing claims on line, had my money within a couple days. Unfortunately, they went out of business which is so sad. When they closed they suggested using Spot. My insurance wi...
BY: Ann Cruz
POSTED: 11/02/2023
5
out of 5
Trupanion
Such a relief
Our dog was hospitalized 5 nights for severe GI issue. Thankfully he is home & recovering well, such a relief. I submitted his $8k bill online to Trupanion on Sunday (took 1-2 minutes to do so) & Tuesday morning my 90% reimbursem*nt was deposited in bank. Seamless excellent insurance!
BY: Kathy Anderson
POSTED: 08/08/2024
5
out of 5
Prudent Pet
Without a doubt…
Without a doubt, the best pet insurance one should buy for their loved one (pet).The quality of service and customer care is bar none; and the assurance that they will ease the burden in those critical imes of need, is truly what convinced me that Prudent Pet is my choice !Thanks
BY: Victor B
POSTED: 11/04/2020
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