We offer cover for cats and dogs.
You can take out a policy to insure your pet from when they are 8 weeks old up to their 8th birthday. If you are insuring
one of the select breeds you must insure your pet by their 5th birthday. A full list of our select breeds can be found in your policy document.
Yes, but the illness or injury that they had before taking out the policy will not be covered.
The inception date is the date cover begins on your policy. Cover for injury starts immediately on the day of the
inception date. Cover for illness starts 14 days after the inception date.
Our Pet Insurance Policy covers injuries and illnesses for life once the policy is renewed each year and as long as the
injuries /illness did not show clinical signs before the insurance cover first started with Allianz. This is important if your
pet gets an on-going condition like arthritis, diabetes, a heart or skin condition. We cover this condition every year as
long as you continue to renew the policy.
With lifetime cover, there is no time limit on how long you can claim for each illness or injury, no matter how ill your pet
may become or how much you have claimed in the previous year. Cover for illness or injury simply does not end, as
with 12 month or maximum benefit policies. All you have to do is renew the policy each year and the full veterinary
fees benefit is reinstated.
No, only pre-existing conditions or illnesses which show clinical signs within the first 14 days of the policy are excluded.
No. Pregnancy is not considered an illness or injury. We do not cover any complications from the pregnancy or
anything to do with giving birth.
Yes, we cover your pet to attend a behavioural specialist if they develop a behavioural problem e.g. separation
anxiety, as long as the signs/ problem were not present prior to inception (the date your policy begins) or within the
first 14 days of your cover starting.
We may exclude third party liability from your policy if your pet has ever shown any signs of aggression or any vicious
tendencies.
Yes, we cover some of the breeds listed under the Control of Dogs Act. However, they must adhere to the rules under
this act for cover to be in force. e.g. they must be muzzled at all times in a public place and on a strong lead. This is
especially important in the event of a Third Party Liability Claim.
Yes, Congratulations! You can have up to 5 pets on one policy. Just give us a call to put them on cover and we’ll give
you a quote for how much it will cost to add the additional pet. Mid term adjustment changes may apply. If you have 3
or more pets on the one policy you are entitled to a multi pet discount.
If property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your pet during the
policy year, we will pay up to €250,000 for the following:
- compensation and costs awarded against you by a court; and
- if we agree, the legal cost and expenses for defending a claim against you.
Our standard policy excess for 3rd party property claims is €350. Please refer to your schedule of insurance, policy
booklet, or contact us directly if you wish to query this amount.
No, unfortunately these are not covered under Allianz Pet Insurance policy as they are considered routine preventative
treatments.
This is a chronological record (computer printout or photocopy) of the original clinical notes as made by the vet at the
time of all consultations. This includes routine visits such as vaccinations and neutering. If you have attended more
than one vet, we would need the clinical history from all treating vets.
An excess is the first amount of any loss that you are responsible for in the event of making a claim. This amount is You may also pay a percentage amount on each and every Veterinary Fees claim depending on the age of your pet. Our standard policy excess for veterinary fee claims is €100, other voluntary excesses are available. Our standard One excess will apply for each illness or injury during the same policy year. That means if the treatment for the same
taken from the total claim settlement figure.
For Pet insurance, the excess must be paid by you for each illness or injury that is treated during the Policy Year. This
illness or injury must not be related to any other Illness or Injury treated during the same Policy Year.
This percentage is shown on Your Schedule if it applies.
policy excess for 3rd party property claims is €350. Alternative excesses are also available. No excess applies to 3rd
party injury claims, boarding & kennels claims, theft and straying claims, holiday cancellation claims, or death claims.
Please refer to your schedule of insurance, policy booklet, or contact us directly if you wish to query these amounts.
condition falls within 2 different policy years you pay an excess for each year.
No, there is no limit to the number of claims you can submit. However, monetary limits may apply depending on the Our standard policy excess for veterinary fee claims is €100, other voluntary excesses are available. Our standard Policy terms and conditions apply.
claim type.
You may also be required to pay a percentage of each claim, depending on your pet’s age. If this applies, it will be
shown on your schedule of insurance.
policy excess for 3rd party property claims is €350. Please refer to your schedule of insurance, policy booklet, or
contact us directly.
If there is no formal proof of purchase, the maximum amount you can claim for under the Death benefit or Theft
benefit is limited to the average value, based on our records, of a pet of the same breed/gender and age, up to a
maximum of the sum insured noted on your policy.
