Social Security Disability Benefits Pay Chart for 2024 - NerdWallet (2024)

Social Security disability benefits payments typically occur on the second, third and fourth Wednesday of each month. Your birth date usually determines your Social Security disability payment date. If you receive disability benefits based on someone else's work record, your payment date is based on their birth date.

Social Security Disability Insurance (SSDI) benefits help eligible workers cover monthly expenses based on their work history. These payments arrive by direct deposit into your bank account every month. However, the payment date is not the same for everyone.

» MORE: People with certain disabilities can qualify for Medicare before age 65

SSDI payment schedule for 2024

Much like a household or a company, the Social Security Administration (SSA) spreads its payments throughout the month. The SSA adopted this staggered schedule in May 1997 .

Each month, payments are issued according to birth date using the following schedule:

  • Second Wednesday: If your birthday is from the first through the 10th, expect your payment on the second Wednesday of each month.

  • Third Wednesday: If your birthday is from the 11th through the 20th, expect your payment on the third Wednesday of each month.

  • Fourth Wednesday: If your birthday is from the 21st through the 31st, expect your payment on the fourth Wednesday of each month .

People who started receiving payments prior to May 1997 receive their disability benefits on the third of each month.

» MORE: Supplemental Security Income (SSI) vs Social Security Disability Insurance (SSDI)

What day is my August 2024 payment coming?

Aug. 14: If your birthday falls on any day from the first to the 10th of your birth month, expect your Social Security disability payment on the second Wednesday in August.

Aug. 21: If your birthday falls on any day from the 11th to the 20th of your birth month, expect your Social Security disability payment on the third Wednesday in August.

Aug. 28: If your birthday falls after the 20th of your birth month, expect your Social Security disability payment on the fourth Wednesday in August.

» Estimate your retirement benefits: Try our free Social Security calculator

What day is my September 2024 payment coming?

Sept. 11: If your birthday falls on any day from the first to the 10th of your birth month, expect your Social Security disability payment on the second Wednesday in September.

Sept. 18: If your birthday falls on any day from the 11th to the 20th of your birth month, expect your Social Security disability payment on the third Wednesday in September.

Sept. 25: If your birthday falls after the 20th of your birth month, expect your Social Security disability payment on the fourth Wednesday in September.

» MORE: Is disability income taxable?

Social Security disability benefits pay chart for 2024

Birth dates on 1st-10th

Birth dates on 11th-20th

Birth dates on 21st-31st

January

1/10

1/17

1/24

February

2/14

2/21

2/28

March

3/13

3/20

3/27

April

4/10

4/17

4/24

May

5/8

5/15

5/22

June

6/12

6/18

6/26

July

7/10

7/17

7/24

August

8/14

8/21

8/28

September

9/11

9/18

9/25

October

10/9

10/16

10/23

November

11/13

11/20

11/27

December

12/11

12/18

12/24

» MORE: Learn what the Social Security cost of living adjustment is

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Social Security Disability Benefits Pay Chart for 2024 - NerdWallet (1)

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What to do if your disability payment is late or missing

Social Security benefits are paid electronically through direct deposit to a bank account or to a Direct Express Debit Mastercard (there are a few exceptions to this rule, however).

  1. When your disability payment is late or missing, contact your bank first. The bank may be experiencing delays on its side that are affecting your payments.

  2. If your bank is not experiencing any problems, call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) or contact your local Social Security office.

  3. If you’re one of the few people who are still receiving paper checks, wait three business days after your check is typically mailed before taking action. If you don’t have it by then, contact the Social Security Administration for a review and replacement.

» Learn more: Medicare premiums and deductibles

Frequently asked questions

What is the Social Security disability benefit increase for 2024?

The Social Security Administration may apply a cost-of-living adjustment (COLA) to disability benefits each year. The Social Security cost-of-living adjustment (COLA) for 2024 is 3.2%.

Why was my Social Security check deposited early this month?

Social Security Disability payments typically post on Wednesdays. However, if a Wednesday falls on a Federal legal holiday, the payment posts on the first preceding day that is not a holiday. Social Security benefits that post on the first or third day of the month may also arrive early if they fall on a federal legal holiday or on a weekend.

What time does Social Security direct deposit hit?

Social Security retirement, disability, survivor and other benefits usually post to your bank account or Direct Express debit card at 12:01 a.m. on your scheduled payment date. If your payment is due to arrive on September 6, for example, that means it’ll be deposited at the dawn of the day on September 6.

Social Security Disability Benefits Pay Chart for 2024 - NerdWallet (2024)

FAQs

How much will SSDI checks be in 2024? ›

Social Security Disability Benefits Pay Chart for 2024
Recipient2023 Annual Amounts2024 Monthly Amounts
Eligible individual$10,970.44$943
Eligible couple$16,453.84$1,415
Essential person$5,497.80$472
Feb 9, 2024

How do I determine how much Social Security disability I will get? ›

How Much You Will Receive. The amount of your monthly SSDI benefit is based on your lifetime average earnings covered by Social Security.

How much of a raise will Social Security and disability get next year? ›

Latest COLA

Social Security benefits will increase by 3.2 percent beginning with the December 2023 benefits, which are payable in January 2024.

What is the disability 5 year rule? ›

The VA Disability 5 Year Rule is protection for a veteran against the VA reducing their disability rating after it has been in place for five years. After five years have passed, it becomes much more difficult for the VA to reduce your rating.

Is Social Security going up in June 2024? ›

Since 1975, the Social Security Administration (SSA) has made an annual cost-of-living adjustment to account for changes in inflation. The COLA in 2024 was 3.2%. Here are the annual increases for the last five years: 2019: 2.8%

How much will SSDI increase in 2025? ›

How the Social Security COLA Changes
Year It Takes EffectCOLA
2025 (estimate)2.57%
20243.2%
20238.7%
20225.9%

How much are most disability checks? ›

How much does disability pay in California? The average SSDI payment in California is $1,395.93 per month. The average SSI payment is $765.06 per month. What you'll earn is dependent on your income, or the amount you've historically paid into the Social Security program.

What is the monthly payment for social security disability? ›

How much does disability pay?
StateAverage monthly payment
Arkansas$1,415.43
California$1,524.99
Colorado$1,497.71
Connecticut$1,549.41
47 more rows
Mar 13, 2023

What is the maximum back pay for SSDI? ›

How Far Back Will SSDI Cover? Minus the five-month waiting period, you should receive back payments for any delays. The maximum SSDI will provide in back payments is 12 months. Your disability would have to start 12 months before you applied to receive the maximum in SSDI benefits.

What is the government raise for 2024? ›

A lack of competitive pay hurts the recruitment, retention, and quality of the civil service. The Biden Administration has worked to reverse these trends, providing federal employees a 4.6 percent pay raise in 2023 and a 5.2 percent raise in 2024.

How much can I earn while on Social Security in 2024 at age 62? ›

If you will reach full retirement age in 2024, the limit on your earnings for the months before full retirement age is $59,520. Starting with the month you reach full retirement age, there is no limit on how much you can earn and still receive your benefits.

Does SSDI go up every year? ›

Each January, your benefits will increase automatically if the cost of living has gone up. For example, if the cost of living has increased by 2%, your benefits also will increase by 2%. If you receive your benefits by direct deposit, we'll notify you in advance of your new benefit amount.

What is the new Social Security law for 2024? ›

Social Security and Supplemental Security Income (SSI) benefits for more than 71 million Americans will increase 3.2 percent in 2024. Read more about the Social Security Cost-of-Living adjustment for 2024. The maximum amount of earnings subject to the Social Security tax (taxable maximum) will increase to $168,600.

What are the negatives of Social Security disability? ›

Limited Benefits Based on Past Earnings

This means those with meager earnings during their working years may receive a reduced benefit amount, potentially leading to financial constraints. It's also possible for SSD benefits to be lower than what an individual made while working.

What is the 55 rule for disability? ›

The 55 Years Old Rule simply states that once a veteran reaches the age of 55, they are protected from such periodic C&P examinations and any reduction to their current disability ratings.

What is the Social Security limit for 2024? ›

In 2024, the Social Security tax limit rises to $168,600. (For 2023, the tax limit was $160,200. So, if you earned more than $160,200 this last year, you didn't have to pay the Social Security payroll tax on the amount that exceeds that limit.)

What is the maximum back payment for SSDI? ›

How Far Back Will SSDI Cover? Minus the five-month waiting period, you should receive back payments for any delays. The maximum SSDI will provide in back payments is 12 months. Your disability would have to start 12 months before you applied to receive the maximum in SSDI benefits.

What is the lowest SSDI payment? ›

For 2021, monthly payments can range all the way from $100 per month to $3,148 per month. While $100 per month would be the lowest monthly payment that could be received for disability, it is unlikely your amount would be exactly that.

What is the Social Security Part B premium for 2024? ›

Most people pay the standard Part B monthly premium amount ($174.70 in 2024). Social Security will tell you the exact amount you'll pay for Part B in 2024. You pay the standard premium amount if you: Enroll in Part B for the first time in 2024.

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