Tracking down the best pet insurance is hard, but it doesn’t have to be. Discover how Trupanion compares to other providers.
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![Compare Pet Insurance Providers | Side-by-Side Details (1) Compare Pet Insurance Providers | Side-by-Side Details (1)](https://i0.wp.com/www.trupanion.com/images/trupanionwebsitelibraries/default-album/hero/compare_hero.png?sfvrsn=df3b11e5_2)
How we compare
Trupanion goes beyond traditional coverage
Explore the difference one simple plan can make with unlimited payouts, Vet Direct Pay™, and so much more.
Traditional pet insurance | Trupanion |
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Voted #1 in America by veterinarians
Source: Survey commissioned by dvm360. Read more.
The difference is in the details
Trupanion vs.
Plan features | Fetch | |
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No extended waiting periods |
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Vet Direct Pay™ |
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No birthday pricing |
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24/7 live support |
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Lifetime per condition deductible |
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Plan features | Embrace | |
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No long waiting periods |
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24/7 live support |
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Vet Direct Pay™ |
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Plan features | Healthy Paws | |
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Vet Direct Pay™ |
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No age-based restrictions in payouts and coverage |
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No breed-based restrictions in payouts and coverage |
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No birthday pricing |
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Complete coverage |
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Plan features | Nationwide | |
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Vet Direct Pay™ |
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Flexible Deductible |
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No birthday pricing |
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Prevents sudden changes in coverage |
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24/7 live support |
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Unlimited payouts |
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Enrollment limits on older pets |
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Plan features | Pumpkin | |
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Unlimited payouts |
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Vet Direct Pay™ |
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No birthday pricing |
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24/7 live support |
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Flexible deductible |
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Don’t just take our word for it
![Compare Pet Insurance Providers | Side-by-Side Details (66) Compare Pet Insurance Providers | Side-by-Side Details (66)](https://i0.wp.com/www.trupanion.com/images/trupanionwebsitelibraries/default-album/cards/home-carousel-2.webp?sfvrsn=758fd627_9)
“I am profoundly thankful for the peace of mind I get from having Jiminy insured with Trupanion, knowing that I can give him a bright future full of new experiences, adventure and restful moments together!”
Almost $20,000 paid for Jiminy
with a Trupanion policy
![Compare Pet Insurance Providers | Side-by-Side Details (67) Compare Pet Insurance Providers | Side-by-Side Details (67)](https://i0.wp.com/www.trupanion.com/images/trupanionwebsitelibraries/default-album/cards/home-carousel-3.webp?sfvrsn=205bc6f_8)
“He was so tiny and helpless, and this was truly the most traumatic thing I could imagine. Harold's animal hospital went directly through Trupanion, so I never saw a bill while this was all going on.”
Over $10,000 paid for Harold
with a Trupanion policy
![Compare Pet Insurance Providers | Side-by-Side Details (68) Compare Pet Insurance Providers | Side-by-Side Details (68)](https://i0.wp.com/www.trupanion.com/images/trupanionwebsitelibraries/default-album/cards/home-carousel-1.webp?sfvrsn=a99ef910_9)
“I found comfort in the knowledge that despite the fact that I did not know what was in store for Dresden in the days to come, I would not have to shoulder the financial burden alone.”
Over $2,500 paid for Dresden
with a Trupanion policy
![Compare Pet Insurance Providers | Side-by-Side Details (69) Compare Pet Insurance Providers | Side-by-Side Details (69)](https://i0.wp.com/www.trupanion.com/images/trupanionwebsitelibraries/default-album/compare-last.png?sfvrsn=64e5dc19_4)
Get the care your best friend deserves
From lovable mutts to specific breeds, we provide medical coverage that’s with you from the adorable puppy years to those sweet, sunset moments.
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We’re always ready to help
Our customer care team is available 24/7/365.
These comparisons are based on written documentation from each of the above companies’ public-facing websites and Policy Wordings as of February 28, 2023. This comparison guide is only intended to summarize features, not provide details on specific plans or coverage amounts. Coverage options for each company are interpreted by Trupanion (underwriters American Pet Insurance Company and in Canada by Omega General Pet Insurance Company) as being comparable. Trupanion recognizes that alternate policies, coverages, deductible levels, and coinsurance levels may be available from these providers for different premium costs. If you have questions about non-Trupanion pet insurance plans, please contact that company directly. It is our intention at Trupanion to provide fair, accurate, and current comparison information to help consumers on their pet insurance research journey. That said, we acknowledge that coverage details for each provider can change at any time. If you spot any inaccuracies or changes in the information provided above, we invite you to let us know by emailing [emailprotected].