Dog Insurance Plans - Rated One of the Best | ASPCA® Pet Health Insurance (2024)

Our typically curious and energetic four-legged family members tend to act before they think, which can get them into trouble. They can get hurt in all sorts of ways, like running too fast down the stairs, getting into a scrape with another animal, or eating something they shouldn’t. They can also suffer from illnesses, such as ear infections, stomach troubles, skin issues, urinary problems, and cancer.

Pet insurance can help you take great care of your dog when they get hurt or sick. It reimburses you for covered veterinary expenses, so you can provide them with the treatments they need to get better with less worry about the cost.

If you enroll your dog in Complete Coverage^SM, you can use your insurance to help manage your veterinary costs if they get hurt or sick. This plan also covers hereditary conditions, such as hip dysplasia and eye disorders, and alternative therapies, like hydrotherapy, acupuncture, and stem cell treatments. Plus, it includes coverage for behavioral conditions, including fur pulling, destructive chewing, and excessive barking.

Only looking for a little financial cushion for accidents? You can choose our Accident-Only plan if you just want to cover your dog for injuries.

With Complete Coverage^SM, you have the freedom to visit any licensed veterinarian, veterinary specialist, or emergency clinic in the US or Canada. This means you can stay with your current veterinarian if you like. You’ll be covered if you go on the road with your dog.

By the way, there are no referrals or preauthorization needed for specialists, such as oncologists, ophthalmologists, or dermatologists. Just visit the specialist your dog needs and submit a claim as usual.

Complete Coverage^SM does not include preventive care coverage, but you can add it to your plan at a low additional cost. It can help you manage the costs of services that keep your dog healthy, such as annual exams, heartworm medication, vaccines, dental cleanings, and more.

We offer two options for preventive care coverage. They reimburse you up to a set amount for a list of covered services. You don’t have to satisfy your deductible before you can be reimbursed, and there’s no waiting period for this coverage to start.